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SoFi’s teamed up with Lemonade to bring you renters insurance that’s affordable, instant, and easy to understand. Starting at just $5/month, you can protect the stuff you own at home—and everywhere else.

Peace of mind in
90 seconds.

Low prices

Maya, Lemonade’s AI bot, will craft an insurance plan for you, starting at just $5/month.

Instant everything

Get your policy in as few as 90 seconds. Plus, seamlessly file claims from your phone and get them paid in minutes.

Backed by giants

Lemonade is rated A-Exceptional, fully licensed, and reinsured by some of the most trusted names on the planet.

Designed for social impact

Lemonade takes a flat fee to pay claims, and gives back leftover money to charities of your choice.

How it works:


Personalize it

Chat with Maya, Lemonade’s AI bot, to get an insurance plan made for you.


Verify your info

Enter your payment details and
confirm all of your information.



You’re insured!
Party time.

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Lemonade FAQs

Q: What is renters insurance?

Renters insurance is a safety net for you and your stuff. Along with loss or damage due to theft, fire, vandalism, some types of water damages, like burst pipes, and other bad things (“perils” in insurance-speak), it can also cover temporary living expenses if your home becomes unlivable, and certain non-physical fees (such as medical or legal fees if someone claims to be injured due to your actions or negligence).

Q: Where is Lemonade available?

Lemonade is currently available in Arkansas, Arizona, California, Colorado, Connecticut, District Of Columbia, Georgia, Iowa, Illinois, Indiana, Maryland, Massachusetts, Michigan, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, Tennessee, Texas, Virgina, and Wisconsin.

Q: Who is Lemonade, and why has SoFi teamed up with them as a renters insurance provider?

Lemonade is our trusted partner for renters and homeowner insurance. Sharing our values of transparency and forward-thinking technology, Lemonade offers insurance powered by artificial intelligence and behavioral economics, and driven by social good. Available in 23 states, Lemonade uses bots instead of brokers and algorithms instead of paperwork to make insurance instant, simple, and delightful. Lemonade has also designed insurance as a social good, instead of a necessary evil: Lemonade takes a flat fee, pays claims, and gives what’s left to charities our policyholders care about, so you’ll never fight over the same coin.

Q: Where can I learn more about Lemonade?

Check out Lemonade’s FAQ or feel free to reach out to the Lemonade team: help@lemonade.com

Get renters insurance today.

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